Putnam Pivot

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Putnam Pivot Hiking Trails and Outdoor Adventures in Gold Head Branch State Park
Putnam Pivot A Musician’s Guide To Palatka  Palatka’s a small town with a big heart, nestled along the St. Johns River, and while it might not be a bustling metropolis like Nashville or Austin, it’s got its own unique vibe going on. Let’s dive in! ______________________________________________________________________________________________________________ Palatka’s music scene is kind of like that cozy local spot you stumble into—unpretentious, community-driven, and […]
Putnam Pivot Palatka, The Center of A Wheel        One of the reasons I love calling Palatka my new home is that while maintaining the wonderful charm and values of a small town, it is by no means, isolated.  Damn near anything you could look for, want to do, want to see and experience, or need to get is within a […]
Putnam Pivot The Importance Of Getting Pre Approved In the previous post, we discussed the differences between being pre approved and being pre qualified. I want to use this follow up post the emphasize the importance of being pre approved.  Think of it this way; pre approval is definite in nature. A definite amount, a definite time frame. It lets you go forward […]
Putnam Pivot La Cuisine, Worth The Drive To Ocala!   If you’re a serious “foodie”, then you have to visit La Cuisine in Ocala, Florida—a real gem of a place that’s got history, charm, and some downright fabulous food. Grab a seat, and let’s dig in! A Little History to Start La Cuisine French Restaurant opened its doors in 2009, right in the heart […]
Putnam Pivot location location location Let’s talk about what’s driving your home’s value in Palatka, and it all starts with location—hands down the biggest piece of the puzzle. You can redo your kitchen or slap on a new roof, but you can’t pick up your house and move it somewhere else, right? In Putnam County, where you’re at really shapes […]
Putnam Pivot Other Closing Costs Of Buying A House Besides The Mortgage Closing Costs: These are fees paid at the closing of the transaction to finalize the sale. They typically range from 2% to 5% of the home’s purchase price and include: Loan Origination Fees: Charges from the lender for processing the mortgage. Appraisal Fee: Cost to assess the home’s value (usually $300–$500). Title Insurance: Protects against […]
Putnam Pivot Improving Your Credit Score Improving your credit score is a manageable process if you focus on a few key strategies. Your credit score is a number that reflects your creditworthiness, based on your credit history, and lenders use it to assess your eligibility for credit and the interest rates you’ll receive. Here’s how you can boost your score effectively: […]
Putnam Pivot Visiting Putnam County, Part 2 Fall (September-November): The Budget-Friendly Sweet Spot Why Visit in Fall? Fall is Putnam County’s best-kept secret. Temps cool to the 70s and 80s, humidity drops, and the county’s natural beauty shines without the spring crowds. This is prime time for hiking the Florida National Scenic Trail at Rice Creek or biking the Palatka-to-Lake Butler Trail. […]
Putnam Pivot Visiting Putnam County, Part 1 The Best Time to Visit Putnam County, Florida: A Season-by-Season Guide Hey there, Richard, my Palatka real estate guru! Since you’re deep in the Putnam County scene, let’s craft an in-depth, friendly guide on the best times to visit this hidden gem along the St. Johns River. Putnam County, with its historic charm, natural beauty, […]
Putnam Pivot Two More Important Inspections Alright, let’s keep the inspection momentum going and dive into the nitty-gritty of two more important ones: wind mitigation inspections and WDO inspections! These are two key home inspections, especially if you’re in a place like Florida where storms and critters can be a big deal. I’ll break each one down with plenty of detail, […]
Putnam Pivot The Lowdown On Home Inspections The Lowdown on Home Inspections: What Palatka Buyers and Sellers Need to Know ________________________ Howdy! Richard here, your friendly Palatka neighborhood real estate agent, ready to dish out some wisdom about one of the most important steps in buying or selling a home: the home inspection. If you’re scratching your head wondering what it’s all […]